A Year With Yours - Yearbook 2023: From Your Favourite Magazine (A Year With Yours: The Official Yours Magazine Yearbook)

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The Labour party has promised to tighten the UK’s windfall tax on oil and gas giants and use the proceeds to reduce household energy bills. It also plans to accelerate the rollout of clean energy to reduce the UK’s reliance on volatile fossil fuel market prices. was a year full of many global tensions. We witnessed the end of the global pandemic travel restrictions and saw the start of the war in Ukraine. It jeopardized the UN High-Level Meeting on Road Safety and the development of a strong UN Resolution. In the end, a Resolution was adopted and YOURS was at the UN in New York, delivering a powerful message with and for young people. Yours magazine puts its readers at the heart of everything we do, therefore it is with great pleasure that the Yours Annual was created with you in mind. We have a fantastic range of puzzles, short stories, and fun facts we know you will love. So, don’t let the days pass you by wondering what new or exciting is in store…get your copy today and let the adventures begin! Changes to the student loans system in September mean I’m considering paying upfront for my child’s university costs,” said one reader, a management consultant in his fifties.

Despite the risky nature of investing in early-stage companies via venture capital trusts (VCTs) and the Enterprise Investment Scheme (EIS) some 5 per cent of those polled said they intended to use these tax-efficient structures, down from 7 per cent a year ago. The final trend to pull out from our survey is the growing number of readers who intend to spend their bonus cash. This will be driven by necessity for some, but other readers were keen to stress how they wanted to enjoy the cash — and this year, holidays were the top answer.Regardless of how much or how little you might receive, April’s tax changes mean the need to save and invest your bonus money in the most tax-efficient way has never been greater. Volatility in financial markets in the intervening 12 months led to regrets among some readers who had invested all of their bonus money.

Hollands agrees that this is a commonly expressed fear among his client base. “The possibility that in a couple of years, school fees could be 20 per cent higher is definitely something people want to prepare for,” he says. My pot for school fees is shrinking fast. Hopefully I will be out of it before Labour get in and add VAT, which would push me over the edge,” said one reader in his fifties. Not sure how long till redundancies get me, so I need to save for future school fees,” said one reader in his forties working as a derivatives trader. The Yours team have planned a fantastic weekend of fun at the much loved Alvaston Hall in Cheshire this April, and we would love to see you there.Concern over rising energy costs has been compounded by the increase in standing charges, which suppliers add to bills as a flat daily fee, often likened to line rental for a phone, to cover the cost of connecting households to their energy supplier. However, not everyone is suffering from the bonus round blues. Based on nearly 700 detailed responses, just over one in four readers still expect to bag a more generous payout than a year ago. There are profiles of Head Coach Ange Postecoglou and both our Men’s and Women’s First Team squads, including new arrivals such as Luana Bühler, Guglielmo Vicario, James Maddison and Manor Solomon. We also take a look at some fantastic Spurs goal celebrations and find out how Harry Kane became our all-time leading goalscorer. On top of that, there are games and quizzes for everyone to enjoy and an interview with well-known Spurs fan, Majestic. Come on you Spurs! It is important that customers are supported and we have made clear to suppliers that we expect them to identify and offer help to those who are struggling with bills.” Jess Ralston, the head of energy at the Energy and Climate Intelligence Unit, a thinktank, said the government should also be spending more on improving home energy efficiency.

This was not the only way readers were planning on using their bonus money to help their children. Plenty mentioned helping with property deposits, but increasingly, parents want to build up funds for university costs.

Radical change is needed - nothing less. Investment and prioritizing in a clean and safe mobility system for people, co-designed with youth, will bring many benefits: saving young lives, combating poverty, reducing pressure on healthcare systems, improving air quality amongst so much more. You can learn more about this in our published policy papers and the YOURS Academy.